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Team Tools

Pick a category to see the full set of tools. Each one keeps borrower documents in-session and stores nothing.

Quoting Tools12 tools

Build, compare, and rebrand quotes — loan proposals, temporary buydowns, LE/CD comparisons, refinance break-even, DPA, HELOC, USDA, and government-loan transparency.

Processing Tools5 tools

Loan-file review — income reconciliation with MGIC worksheets, credit / AUS analysis, contract summaries, escrow & prepaid math, and borrower next-steps requests.

Other Tools4 tools

How-to guide, support / bug reports, and the GHL Import Builder for moving Encompass exports into your CRM.

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Quoting Tools 12 tools

Standard Quote Updated

Rebrand any Loansteady pricing-engine PDF — FHA, VA, Conventional, or mixed-product proposals. The tool detects each offer’s product automatically and surfaces any financed UFMIP or VA Funding Fee as a visible closing-cost line. VA-exempt borrowers see the $0 fee called out as a benefit.

Temp Buydown Quote New

Upload a Loansteady proposal and structure a temporary buydown — 3/2/1, 2/1, 1/0, or 1/1. Shows the base note rate, the per-year rate & full payment schedule through the buydown period, and the Buydown Subsidy in the cost setup — seller-, lender-, or borrower-funded. The borrower still qualifies at the permanent note rate.

DPA Quote Live

Drop in a base FHA quote PDF and generate a branded Down Payment Assistance proposal — first lien, DPA second, and combined.

USDA Quote Live

Check USDA property & income eligibility, then rebuild your base quote as a branded USDA Rural Development quote — 1% guarantee fee financed, 0.35% annual fee, single or compare.

HELOC Quote Live

Turn your partner-portal screenshots into a branded, plain-language HELOC quote with rate buildup and itemized closing costs.

Quote Combiner Live

Merge multiple quote exports into one sheet with every option side by side, plus a plain-language comparison page and your Apply / Learn More links.

Broker Compensation Live

Internal margin calculator — suggested origination margin on a brokered loan by balance, with the conforming / jumbo tiers and caps applied. Internal use only.

Value & Cost Estimator Live

Upload your comps (e.g. PennyMac AVM) and enter the address — Claude estimates value from those sales plus monthly carrying costs: property tax (all jurisdictions), insurance, and HOA. Automated estimate, not an appraisal.

Loan Comparison Live

Compare any two of Quote / LE / CD — explain what changed to a borrower (Internal) or lay out a neutral side-by-side vs another lender (External).

Refinance Comparison Live

Compare a current loan against a proposed refinance — monthly P&I change, break-even on closing costs, cash-out, and the honest lifetime-interest picture. Upload a statement & quote or enter manually.

Amortization Scheduler Live

Build a branded amortization schedule, or compare two scenarios side by side. Add an extra monthly payment to show a faster payoff and the interest saved, with five-year milestones called out.

APR Calculator New

A quick Reg Z–style APR from just the loan terms and finance charges — loan amount, rate, term, lender fee, points, financed FHA UFMIP / VA funding fee, monthly MI, and prepaid interest. No upload; the APR updates live as you type.

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Processing Tools 5 tools

Income Calculator Live

Reconcile borrower income across all types, with guideline-aware document checklists, and auto-fill the matching MGIC worksheets.

Credit & AUS Review Live

Read a credit report and DU/LPA findings against the program’s rulebook — why the AUS result, the derogs that matter, and the silent killers. LO-only.

Contract Review Live

Upload a purchase contract and get a structured loan-file summary — parties, price, dates, costs, HOA, and the gaps to chase.

Escrow & Prepaid Estimator Live

Work out how many months of taxes & insurance go in Sections F and G of the LE — RESPA aggregate method, with the tax schedule looked up from the address.

Next Steps Generator Live

Upload the 1003 and Claude drafts the borrower document request in your voice — plus an internal file-readiness review of the gaps to resolve before submission.

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Other Tools 4 tools

How to Use Guide

A step-by-step guide to every tool — what each does, how to run it, and where its limits are. Opens as a branded PDF with a clickable table of contents.

Issues & Requests Support

Report a bug, request a new tool, or suggest a change to an existing one. Claude takes a first look and your note goes straight to Spencer.

GHL Import Builder Live

Drop an Encompass closed-loans export, get back a cleaned master template and a GHL-ready CSV. Cleans names, addresses, phones; builds Past Transactions narratives; matches Lead/Deal IDs for updates.

Referral Agent Directory New

Your referral connections from closed transactions, grouped by state and collapsed to start. Expand a state to see each deal’s buyer’s and seller’s agents with click-to-call/email, plus the borrower. Search across every field. Internal use only.