USDA Quote
Two steps: confirm the property and household income are USDA-eligible, then turn your base quote into a branded USDA Rural Development quote — single option or a side-by-side comparison.
Step 1a · Property eligibility
USDA standardizes the address, then checks it against the rural-area map.
Step 1b · Household income eligibility
Annual income — all adult household members, by source
USDA deductions (reduce income for the test)
Auto-filled with the USDA baseline for your household size ($119,850 for 1–4, $158,250 for 5–8). High-cost counties (e.g., Northern Virginia) run higher — the field is editable, so verify and adjust. Checking the property refreshes this.
Annual income
$0
Deductions
$0
Adjusted income
$0
Enter income and the limit to see the result.
This is the eligibility cap (whole household, adjusted) — not the repayment income used for your DTI. Preliminary; confirm on USDA before relying on it.
Step 2 · Build the USDA Quote
Run your pricing engine as a VA loan to unlock 100% financing, export that quote, and upload it here. The tool ignores the VA label and any VA funding fee, finances the 1% USDA upfront guarantee fee (taking it to ~101%), adds the 0.35% annual fee to the payment, recomputes P&I, and rebuilds it as a branded USDA quote — with every closing-cost line and an Estimated Cash to Close.
Single mode reads the first offer on the proposal and builds a one-option USDA quote.
USDA quote ready
Review the document before sending to a client. Nothing is stored — this is generated in-session.